Sonoma County's Chapter 13 Bankruptcy Attorney
The Law Offices of Brian Barta, Santa Rosa, California
At our firm, we help people deep in debt figure out what's right for them. For some people, a mortgage modification is all that's required. For others with large debts from illness, injury, divorce or long-term unemployment, Chapter 7 will help get their financial lives restarted. For someone with a stable income but unmanageable debt, Chapter 13's reorganization protections might be the solution.
How can you tell which approach is right for you and your family? Talk to an experienced bankruptcy lawyer who can analyze your financial situation, describe your options in clear terms and help you find debt relief. Contact us by e-mail or call 707-623-1175 to schedule a free initial consultation.
The Benefits of Chapter 13
It enables you to regain control of your life. Bankruptcy protection will put a stop to the collections calls, garnishment of wages, collection lawsuits, repossessions and evictions.
In Chapter 13 bankruptcy, you will submit a repayment plan to the court in which you agree to put your disposable income toward paying off a portion of your debt over a period of three to five years. In a typical Chapter 13 case, our clients' unsecured debts (credit cards, medical bills, etc.) are wiped out, but they retain their home, their vehicles and their personal possessions.
What counts as "disposable income"? That's determined by the bankruptcy judge — and it's why you need an experienced attorney who can help make clear to the court what you need to cover all your daily expenses.
To sort out the pros and cons of bankruptcy, contact us by e-mail or call 707-623-1175 to schedule a free consultation.
Our office hours are Monday through Friday from 8 a.m. to 5 p.m. Evening and weekend hours are available by appointment. Se habla español.
Law Offices of Brian Barta
131-A Stony Circle, Ste 500
Santa Rosa, CA 95401
Toll Free: 888-350-9821
Telephone: 707-623-1175
Fax: 707-577-7414
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